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An
employee who becomes ineligible to participate in an employer's
group health insurance plan may continue coverage, at his/her "own
expense", for 78 weeks or until able to obtain alternative group
insurance coverage. The surviving or former spouse of an employee
and the dependents covered by the group plan may also continue
coverage, at the employee's expense for up to 156 weeks.
When a company or plant closes or relocates, an employer with more
than 100 employees must continue health insurance coverage for those
employees who remain unemployed up to a maximum of 120 days after
the plan relocation or closing date. Employees may be able to extend
this period by another 78 weeks at their own expense.
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